2013 HRK to SCR Historical Review

YEARLY HIGH

2.3068 SCR

YEARLY LOW

1.9697 SCR

YEARLY AVERAGE

2.1186 SCR

2013 HRK to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 2.3068. Conversely, the yearly low was recorded on April 2, dropping to 1.9697.

This high-to-low spread represents a total annual volatility of 0.3371 SCR. From a start-to-finish perspective, comparing the January average rate of 2.2859 to the December average rate of 2.1640, the exchange rate registered a net change of -5.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.3068 was down 9.10% compared to the 2012 peak of 2.5377, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 11,534 SCR

2012 Average 11,730 SCR

Yearly Trough Low 9,848 SCR

Transaction Impact: A difference of 1,685.54 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.3139

1.9779

JanuMarcMayJulySeptNove

HRK to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1073, compared to 2.1300 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0227 points.

H1 Avg (Jan–Jun) 2.1073

H2 Avg (Jul–Dec) 2.1300

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.1639 SCR (High: 2.2883 / Low: 2.1244). On the other end, December was the most stable month, with a tight range of 0.0363 SCR (High: 2.1822 / Low: 2.1459).

February Spread (Volatile) ±0.1639

December Spread (Stable) ±0.0363

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2001 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 2.2859) against the same month in 2012 (average: 2.3705), the exchange rate shifted by -0.0846 (-3.57%).

2013 Avg (January) 2.2859

2012 Avg (January) 2.3705

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3068	2.2544	2.2859
February	2.2883	2.1244	2.2235
March	2.1223	1.9720	2.0234
April	2.0319	1.9697	2.0059
May	2.0399	1.9901	2.0199
June	2.1209	2.0264	2.0850
July	2.1293	2.0358	2.0881
August	2.1381	2.0894	2.1209
September	2.1417	2.0791	2.1158
October	2.1872	2.1323	2.1587
November	2.1556	2.1049	2.1324
December	2.1822	2.1459	2.1640