2014 HRK to SCR Historical Review

YEARLY HIGH

2.3426 SCR

YEARLY LOW

2.1143 SCR

YEARLY AVERAGE

2.2092 SCR

2014 HRK to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 30, valuing the pair at 2.3426. Conversely, the yearly low was recorded on December 30, dropping to 2.1143.

This high-to-low spread represents a total annual volatility of 0.2284 SCR. From a start-to-finish perspective, comparing the January average rate of 2.1541 to the December average rate of 2.2459, the exchange rate registered a net change of 4.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.3426 was up 1.55% compared to the 2013 peak of 2.3068, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 11,713 SCR

2013 Average 10,591 SCR

Yearly Trough Low 10,571 SCR

Transaction Impact: A difference of 1,141.89 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.3225

2.1388

JanuMarcMayJulySeptNove

HRK to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1845, compared to 2.2340 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0495 points.

H1 Avg (Jan–Jun) 2.1845

H2 Avg (Jul–Dec) 2.2340

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.1960 SCR (High: 2.3102 / Low: 2.1143). On the other end, November was the most stable month, with a tight range of 0.0302 SCR (High: 2.3225 / Low: 2.2924).

December Spread (Volatile) ±0.1960

November Spread (Stable) ±0.0302

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0612 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0612

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 2.2560) against the same month in 2013 (average: 2.1587), the exchange rate shifted by +0.0973 (+4.51%).

2014 Avg (October) 2.2560

2013 Avg (October) 2.1587

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1792	2.1342	2.1541
February	2.1840	2.1377	2.1648
March	2.2207	2.1565	2.1917
April	2.2318	2.1536	2.1876
May	2.2532	2.1544	2.2061
June	2.2299	2.1781	2.2025
July	2.2310	2.1622	2.1889
August	2.2399	2.1500	2.1946
September	2.2430	2.1742	2.2113
October	2.3426	2.1598	2.2560
November	2.3225	2.2924	2.3071
December	2.3102	2.1143	2.2459