2012 HRK to TJS Historical Review

YEARLY HIGH

0.8456 TJS

YEARLY LOW

0.7379 TJS

YEARLY AVERAGE

0.8096 TJS

2012 HRK to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 0.8456. Conversely, the yearly low was recorded on July 24, dropping to 0.7379.

This high-to-low spread represents a total annual volatility of 0.1077 TJS. From a start-to-finish perspective, comparing the January average rate of 0.8124 to the December average rate of 0.8301, the exchange rate registered a net change of 2.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.8456 was down 8.24% compared to the 2011 peak of 0.9216, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,228 TJS

2011 Average 4,314 TJS

Yearly Trough Low 3,689 TJS

Transaction Impact: A difference of 538.57 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.8430

0.7512

JanuMarcMayJulySeptNove

HRK to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8186, compared to 0.8006 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0181 points.

H1 Avg (Jan–Jun) 0.8186

H2 Avg (Jul–Dec) 0.8006

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0725 TJS (High: 0.8104 / Low: 0.7379). On the other end, April was the most stable month, with a tight range of 0.0157 TJS (High: 0.8453 / Low: 0.8296).

July Spread (Volatile) ±0.0725

April Spread (Stable) ±0.0157

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0263 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0263

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.8299) against the same month in 2011 (average: 0.8102), the exchange rate shifted by +0.0197 (+2.43%).

2012 Avg (February) 0.8299

2011 Avg (February) 0.8102

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8286	0.7974	0.8124
February	0.8456	0.8166	0.8299
March	0.8455	0.8245	0.8336
April	0.8453	0.8296	0.8354
May	0.8400	0.7805	0.8090
June	0.8004	0.7793	0.7913
July	0.8104	0.7379	0.7773
August	0.7726	0.7470	0.7588
September	0.8385	0.7712	0.8043
October	0.8306	0.8000	0.8222
November	0.8220	0.8029	0.8107
December	0.8391	0.8189	0.8301