YEARLY HIGH
1.6420 TJS
YEARLY LOW
1.4052 TJS
YEARLY AVERAGE
1.4941 TJS

2025 HRK to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on April 16, valuing the pair at 1.6420. Conversely, the yearly low was recorded on November 2, dropping to 1.4052.

This high-to-low spread represents a total annual volatility of 0.2368 TJS. From a start-to-finish perspective, comparing the January average rate of 1.4995 to the December average rate of 1.4310, the exchange rate registered a net change of -4.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.6420 was up 2.13% compared to the 2024 peak of 1.6078, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 8,210 TJS
2024 Average 7,742 TJS
Yearly Trough Low 7,026 TJS
Transaction Impact: A difference of 1,183.89 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.6263
1.3979
JanuMarcMayJulySeptNove

HRK to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5408, compared to 1.4473 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0935 points.

H1 Avg (Jan–Jun) 1.5408
H2 Avg (Jul–Dec) 1.4473

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.1011 TJS (High: 1.5886 / Low: 1.4874). On the other end, November was the most stable month, with a tight range of 0.0233 TJS (High: 1.4285 / Low: 1.4052).

May Spread (Volatile) ±0.1011
November Spread (Stable) ±0.0233

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0608 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0608

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 1.6073) against the same month in 2024 (average: 1.5555), the exchange rate shifted by +0.0517 (+3.33%).

2025 Avg (April) 1.6073
2024 Avg (April) 1.5555

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5188 1.4833 1.4995
February 1.5229 1.4806 1.5085
March 1.5844 1.5015 1.5617
April 1.6420 1.5620 1.6073
May 1.5886 1.4874 1.5464
June 1.5599 1.4951 1.5216
July 1.5474 1.4500 1.4926
August 1.4781 1.4286 1.4503
September 1.4833 1.4491 1.4635
October 1.4524 1.4110 1.4297
November 1.4285 1.4052 1.4169
December 1.4420 1.4173 1.4310