YEARLY HIGH
1.8582 TJS
YEARLY LOW
1.6804 TJS
YEARLY AVERAGE
1.7860 TJS

2021 HRK to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 1.8582. Conversely, the yearly low was recorded on November 24, dropping to 1.6804.

This high-to-low spread represents a total annual volatility of 0.1779 TJS. From a start-to-finish perspective, comparing the January average rate of 1.8308 to the December average rate of 1.6971, the exchange rate registered a net change of -7.30% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.8582 was up 0.69% compared to the 2020 peak of 1.8456, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 9,291 TJS
2020 Average 7,820 TJS
Yearly Trough Low 8,402 TJS
Transaction Impact: A difference of 889.31 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.8553
1.6828
JanuMarcMayJulySeptNove

HRK to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8188, compared to 1.7533 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0655 points.

H1 Avg (Jan–Jun) 1.8188
H2 Avg (Jul–Dec) 1.7533

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0626 TJS (High: 1.8304 / Low: 1.7678). On the other end, December was the most stable month, with a tight range of 0.0226 TJS (High: 1.7098 / Low: 1.6872).

April Spread (Volatile) ±0.0626
December Spread (Stable) ±0.0226

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0370 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0370

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 1.8409) against the same month in 2020 (average: 1.4766), the exchange rate shifted by +0.3643 (+24.67%).

2021 Avg (May) 1.8409
2020 Avg (May) 1.4766

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.8474 1.8217 1.8308
February 1.8309 1.8001 1.8199
March 1.8173 1.7654 1.7887
April 1.8304 1.7678 1.8016
May 1.8582 1.8158 1.8409
June 1.8558 1.8038 1.8310
July 1.8076 1.7800 1.7972
August 1.8067 1.7744 1.7902
September 1.7989 1.7512 1.7806
October 1.7570 1.7330 1.7437
November 1.7399 1.6804 1.7108
December 1.7098 1.6872 1.6971