YEARLY HIGH
1.8456 TJS
YEARLY LOW
1.3641 TJS
YEARLY AVERAGE
1.5635 TJS

2020 HRK to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1.8456. Conversely, the yearly low was recorded on March 19, dropping to 1.3641.

This high-to-low spread represents a total annual volatility of 0.4815 TJS. From a start-to-finish perspective, comparing the January average rate of 1.4459 to the December average rate of 1.8281, the exchange rate registered a net change of 26.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.8456 was up 25.69% compared to the 2019 peak of 1.4684, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 9,228 TJS
2019 Average 7,188 TJS
Yearly Trough Low 6,821 TJS
Transaction Impact: A difference of 2,407.31 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.8690
1.3790
JanuMarcMayJulySeptNove

HRK to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4623, compared to 1.6647 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2025 points.

H1 Avg (Jan–Jun) 1.4623
H2 Avg (Jul–Dec) 1.6647

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.2022 TJS (High: 1.7934 / Low: 1.5912). On the other end, October was the most stable month, with a tight range of 0.0239 TJS (High: 1.6155 / Low: 1.5916).

November Spread (Volatile) ±0.2022
October Spread (Stable) ±0.0239

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0261 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0261

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.8281) against the same month in 2019 (average: 1.4462), the exchange rate shifted by +0.3820 (+26.41%).

2020 Avg (December) 1.8281
2019 Avg (December) 1.4462

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4668 1.4351 1.4459
February 1.4446 1.4042 1.4198
March 1.4927 1.3641 1.4362
April 1.4811 1.4457 1.4645
May 1.4984 1.4623 1.4766
June 1.5455 1.5017 1.5307
July 1.6349 1.5323 1.5688
August 1.6421 1.6156 1.6258
September 1.6326 1.5907 1.6130
October 1.6155 1.5916 1.6043
November 1.7934 1.5912 1.7485
December 1.8456 1.8107 1.8281