YEARLY HIGH
1.4916 TJS
YEARLY LOW
1.3925 TJS
YEARLY AVERAGE
1.4406 TJS

2026 HRK to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 27, valuing the pair at 1.4916. Conversely, the yearly low was recorded on July 25, dropping to 1.3925.

This high-to-low spread represents a total annual volatility of 0.0991 TJS. From a start-to-finish perspective, comparing the January average rate of 1.4488 to the December average rate of 1.4088, the exchange rate registered a net change of -2.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.4916 was down 9.16% compared to the 2025 peak of 1.6420, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,458 TJS
2025 Average 7,469 TJS
Yearly Trough Low 6,963 TJS
Transaction Impact: A difference of 495.42 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.4859
1.3929
JanuMarcMayJuly

HRK to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4525, compared to 1.4047 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0479 points.

H1 Avg (Jan–Jun) 1.4525
H2 Avg (Jul–Dec) 1.4047

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0575 TJS (High: 1.4883 / Low: 1.4308). On the other end, August was the most stable month, with a tight range of 0.0012 TJS (High: 1.4094 / Low: 1.4083).

January Spread (Volatile) ±0.0575
August Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0378 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0378

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 1.4782) against the same month in 2025 (average: 1.5085), the exchange rate shifted by -0.0303 (-2.01%).

2026 Avg (February) 1.4782
2025 Avg (February) 1.5085

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4883 1.4308 1.4488
February 1.4916 1.4627 1.4782
March 1.4827 1.4522 1.4682
April 1.4831 1.4538 1.4697
May 1.4595 1.4243 1.4319
June 1.4333 1.3975 1.4185
July 1.4079 1.3925 1.4006
August 1.4094 1.4083 1.4088