YEARLY HIGH
1.6078 TJS
YEARLY LOW
1.4723 TJS
YEARLY AVERAGE
1.5484 TJS

2024 HRK to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.6078. Conversely, the yearly low was recorded on November 24, dropping to 1.4723.

This high-to-low spread represents a total annual volatility of 0.1355 TJS. From a start-to-finish perspective, comparing the January average rate of 1.5814 to the December average rate of 1.5166, the exchange rate registered a net change of -4.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 1.6078 was down 1.44% compared to the 2023 peak of 1.6313, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 8,039 TJS
2023 Average 7,758 TJS
Yearly Trough Low 7,361 TJS
Transaction Impact: A difference of 677.63 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

1.5892
1.4964
JanuMarcMayJulySeptNove

HRK to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5609, compared to 1.5359 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0251 points.

H1 Avg (Jan–Jun) 1.5609
H2 Avg (Jul–Dec) 1.5359

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0731 TJS (High: 1.5453 / Low: 1.4723). On the other end, February was the most stable month, with a tight range of 0.0203 TJS (High: 1.5774 / Low: 1.5571).

November Spread (Volatile) ±0.0731
February Spread (Stable) ±0.0203

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0368 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0368

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 1.5814) against the same month in 2023 (average: 1.4652), the exchange rate shifted by +0.1163 (+7.94%).

2024 Avg (January) 1.5814
2023 Avg (January) 1.4652

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6078 1.5641 1.5814
February 1.5774 1.5571 1.5678
March 1.5914 1.5644 1.5783
April 1.5780 1.5386 1.5555
May 1.5729 1.5391 1.5562
June 1.5537 1.5048 1.5263
July 1.5456 1.5184 1.5321
August 1.5814 1.5163 1.5517
September 1.5792 1.5571 1.5697
October 1.5626 1.5220 1.5409
November 1.5453 1.4723 1.5042
December 1.5353 1.4961 1.5166