2015 HRK to TJS Historical Review

YEARLY HIGH

0.9982 TJS

YEARLY LOW

0.7581 TJS

YEARLY AVERAGE

0.8964 TJS

2015 HRK to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.9982. Conversely, the yearly low was recorded on March 15, dropping to 0.7581.

This high-to-low spread represents a total annual volatility of 0.2401 TJS. From a start-to-finish perspective, comparing the January average rate of 0.7988 to the December average rate of 0.9768, the exchange rate registered a net change of 22.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.9982 was up 10.89% compared to the 2014 peak of 0.9002, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,991 TJS

2014 Average 4,288 TJS

Yearly Trough Low 3,791 TJS

Transaction Impact: A difference of 1,200.69 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.9955

0.7718

JanuMarcMayJulySeptNove

HRK to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8503, compared to 0.9425 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0922 points.

H1 Avg (Jan–Jun) 0.8503

H2 Avg (Jul–Dec) 0.9425

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.1042 TJS (High: 0.9216 / Low: 0.8175). On the other end, February was the most stable month, with a tight range of 0.0148 TJS (High: 0.8041 / Low: 0.7893).

April Spread (Volatile) ±0.1042

February Spread (Stable) ±0.0148

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0231 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0231

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.9768) against the same month in 2014 (average: 0.8266), the exchange rate shifted by +0.1502 (+18.18%).

2015 Avg (December) 0.9768

2014 Avg (December) 0.8266

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8210	0.7732	0.7988
February	0.8041	0.7893	0.7964
March	0.8191	0.7581	0.7904
April	0.9216	0.8175	0.8601
May	0.9558	0.9030	0.9273
June	0.9392	0.9056	0.9285
July	0.9216	0.8925	0.9084
August	0.9626	0.9005	0.9249
September	0.9562	0.9319	0.9433
October	0.9811	0.9440	0.9624
November	0.9611	0.9292	0.9392
December	0.9982	0.9345	0.9768