2014 HRK to TJS Historical Review

YEARLY HIGH

0.9002 TJS

YEARLY LOW

0.8153 TJS

YEARLY AVERAGE

0.8575 TJS

2014 HRK to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 4, valuing the pair at 0.9002. Conversely, the yearly low was recorded on November 6, dropping to 0.8153.

This high-to-low spread represents a total annual volatility of 0.0849 TJS. From a start-to-finish perspective, comparing the January average rate of 0.8522 to the December average rate of 0.8266, the exchange rate registered a net change of -3.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.9002 was up 4.22% compared to the 2013 peak of 0.8638, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,501 TJS

2013 Average 4,175 TJS

Yearly Trough Low 4,076 TJS

Transaction Impact: A difference of 424.61 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.8936

0.8170

JanuMarcMayJulySeptNove

HRK to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8704, compared to 0.8447 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0257 points.

H1 Avg (Jan–Jun) 0.8704

H2 Avg (Jul–Dec) 0.8447

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0328 TJS (High: 0.8583 / Low: 0.8255). On the other end, March was the most stable month, with a tight range of 0.0125 TJS (High: 0.8744 / Low: 0.8620).

September Spread (Volatile) ±0.0328

March Spread (Stable) ±0.0125

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0257 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0257

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.8872) against the same month in 2013 (average: 0.8156), the exchange rate shifted by +0.0716 (+8.78%).

2014 Avg (May) 0.8872

2013 Avg (May) 0.8156

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8620	0.8467	0.8522
February	0.8654	0.8462	0.8567
March	0.8744	0.8620	0.8675
April	0.8911	0.8697	0.8756
May	0.9002	0.8783	0.8872
June	0.8922	0.8764	0.8832
July	0.8922	0.8699	0.8799
August	0.8756	0.8580	0.8686
September	0.8583	0.8255	0.8429
October	0.8345	0.8185	0.8268
November	0.8304	0.8153	0.8234
December	0.8403	0.8191	0.8266