2013 HRK to XDR Historical Review

YEARLY HIGH

0.1173 XDR

YEARLY LOW

0.1124 XDR

YEARLY AVERAGE

0.1153 XDR

2013 HRK to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 19, valuing the pair at 0.1173. Conversely, the yearly low was recorded on April 3, dropping to 0.1124.

This high-to-low spread represents a total annual volatility of 0.0049 XDR. From a start-to-finish perspective, comparing the January average rate of 0.1144 to the December average rate of 0.1166, the exchange rate registered a net change of 1.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.1173 was up 2.17% compared to the 2012 peak of 0.1148, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 587 XDR

2012 Average 558 XDR

Yearly Trough Low 562 XDR

Transaction Impact: A difference of 24.66 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.1169

0.1133

JanuMarcMayJulySeptNove

HRK to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1146, compared to 0.1160 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.1146

H2 Avg (Jul–Dec) 0.1160

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.0030 XDR (High: 0.1159 / Low: 0.1129). On the other end, May was the most stable month, with a tight range of 0.0011 XDR (High: 0.1149 / Low: 0.1138).

January Spread (Volatile) ±0.0030

May Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0018 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2013: 0.1162) against the same month in 2012 (average: 0.1096), the exchange rate shifted by +0.0066 (+6.03%).

2013 Avg (June) 0.1162

2012 Avg (June) 0.1096

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1159	0.1129	0.1144
February	0.1168	0.1140	0.1154
March	0.1143	0.1124	0.1136
April	0.1143	0.1124	0.1138
May	0.1149	0.1138	0.1144
June	0.1173	0.1145	0.1162
July	0.1169	0.1147	0.1159
August	0.1169	0.1153	0.1164
September	0.1160	0.1146	0.1154
October	0.1170	0.1156	0.1163
November	0.1160	0.1147	0.1155
December	0.1173	0.1159	0.1166