2024 HRK to XDR Historical Review

YEARLY HIGH

0.1111 XDR

YEARLY LOW

0.1048 XDR

YEARLY AVERAGE

0.1081 XDR

2024 HRK to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 23, valuing the pair at 0.1111. Conversely, the yearly low was recorded on December 18, dropping to 0.1048.

This high-to-low spread represents a total annual volatility of 0.0063 XDR. From a start-to-finish perspective, comparing the January average rate of 0.1084 to the December average rate of 0.1060, the exchange rate registered a net change of -2.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.1111 was up 0.14% compared to the 2023 peak of 0.1110, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 556 XDR

2023 Average 538 XDR

Yearly Trough Low 524 XDR

Transaction Impact: A difference of 31.55 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.1098

0.1056

JanuMarcMayJulySeptNove

HRK to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1082, compared to 0.1081 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.1082

H2 Avg (Jul–Dec) 0.1081

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0036 XDR (High: 0.1087 / Low: 0.1052). On the other end, July was the most stable month, with a tight range of 0.0014 XDR (High: 0.1096 / Low: 0.1083).

November Spread (Volatile) ±0.0036

July Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0013 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 0.1095) against the same month in 2023 (average: 0.1084), the exchange rate shifted by +0.0010 (+0.96%).

2024 Avg (August) 0.1095

2023 Avg (August) 0.1084

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1095	0.1075	0.1084
February	0.1086	0.1071	0.1079
March	0.1095	0.1073	0.1084
April	0.1087	0.1063	0.1077
May	0.1094	0.1079	0.1086
June	0.1093	0.1074	0.1082
July	0.1096	0.1083	0.1089
August	0.1111	0.1078	0.1095
September	0.1099	0.1083	0.1093
October	0.1087	0.1073	0.1080
November	0.1087	0.1052	0.1067
December	0.1072	0.1048	0.1060