2019 HRK to XDR Historical Review

YEARLY HIGH

0.1113 XDR

YEARLY LOW

0.1076 XDR

YEARLY AVERAGE

0.1091 XDR

2019 HRK to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 0.1113. Conversely, the yearly low was recorded on November 12, dropping to 0.1076.

This high-to-low spread represents a total annual volatility of 0.0036 XDR. From a start-to-finish perspective, comparing the January average rate of 0.1100 to the December average rate of 0.1083, the exchange rate registered a net change of -1.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1113 was down 3.78% compared to the 2018 peak of 0.1157, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 556 XDR

2018 Average 561 XDR

Yearly Trough Low 538 XDR

Transaction Impact: A difference of 18.22 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1102

0.1079

JanuMarcMayJulySeptNove

HRK to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1093, compared to 0.1088 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.1093

H2 Avg (Jul–Dec) 0.1088

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0023 XDR (High: 0.1108 / Low: 0.1085). On the other end, October was the most stable month, with a tight range of 0.0009 XDR (High: 0.1089 / Low: 0.1081).

August Spread (Volatile) ±0.0023

October Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0009 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.1100) against the same month in 2018 (average: 0.1141), the exchange rate shifted by -0.0041 (-3.58%).

2019 Avg (January) 0.1100

2018 Avg (January) 0.1141

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1113	0.1091	0.1100
February	0.1104	0.1092	0.1097
March	0.1102	0.1083	0.1091
April	0.1092	0.1081	0.1086
May	0.1093	0.1083	0.1086
June	0.1106	0.1085	0.1097
July	0.1103	0.1090	0.1098
August	0.1108	0.1085	0.1097
September	0.1096	0.1079	0.1087
October	0.1089	0.1081	0.1084
November	0.1086	0.1076	0.1080
December	0.1089	0.1078	0.1083