2016 HRK to XDR Historical Review

YEARLY HIGH

0.1082 XDR

YEARLY LOW

0.1021 XDR

YEARLY AVERAGE

0.1057 XDR

2016 HRK to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 20, valuing the pair at 0.1082. Conversely, the yearly low was recorded on January 24, dropping to 0.1021.

This high-to-low spread represents a total annual volatility of 0.0061 XDR. From a start-to-finish perspective, comparing the January average rate of 0.1027 to the December average rate of 0.1038, the exchange rate registered a net change of 1.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1082 was down 0.53% compared to the 2015 peak of 0.1088, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 541 XDR

2015 Average 521 XDR

Yearly Trough Low 511 XDR

Transaction Impact: A difference of 30.47 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1078

0.1022

JanuMarcMayJulySeptNove

HRK to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1055, compared to 0.1060 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.1055

H2 Avg (Jul–Dec) 0.1060

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0039 XDR (High: 0.1073 / Low: 0.1034). On the other end, January was the most stable month, with a tight range of 0.0010 XDR (High: 0.1031 / Low: 0.1021).

March Spread (Volatile) ±0.0039

January Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0014 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2016: 0.1072) against the same month in 2015 (average: 0.1051), the exchange rate shifted by +0.0021 (+2.00%).

2016 Avg (August) 0.1072

2015 Avg (August) 0.1051

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1031	0.1021	0.1027
February	0.1052	0.1030	0.1043
March	0.1073	0.1034	0.1056
April	0.1078	0.1068	0.1074
May	0.1078	0.1056	0.1068
June	0.1076	0.1054	0.1062
July	0.1073	0.1057	0.1063
August	0.1082	0.1063	0.1072
September	0.1073	0.1062	0.1069
October	0.1078	0.1055	0.1066
November	0.1071	0.1037	0.1051
December	0.1052	0.1030	0.1038