2022 HRK to XDR Historical Review

YEARLY HIGH

0.1087 XDR

YEARLY LOW

0.0907 XDR

YEARLY AVERAGE

0.1020 XDR

2022 HRK to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 7, valuing the pair at 0.1087. Conversely, the yearly low was recorded on September 27, dropping to 0.0907.

This high-to-low spread represents a total annual volatility of 0.0180 XDR. From a start-to-finish perspective, comparing the January average rate of 0.1072 to the December average rate of 0.1057, the exchange rate registered a net change of -1.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1087 was down 3.77% compared to the 2021 peak of 0.1129, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 543 XDR

2021 Average 551 XDR

Yearly Trough Low 453 XDR

Transaction Impact: A difference of 90.04 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1085

0.0944

JanuMarcMayJulySeptNove

HRK to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1045, compared to 0.0995 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.1045

H2 Avg (Jul–Dec) 0.0995

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0125 XDR (High: 0.1031 / Low: 0.0907). On the other end, January was the most stable month, with a tight range of 0.0026 XDR (High: 0.1083 / Low: 0.1056).

September Spread (Volatile) ±0.0125

January Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0030 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 0.1073) against the same month in 2021 (average: 0.1109), the exchange rate shifted by -0.0036 (-3.24%).

2022 Avg (February) 0.1073

2021 Avg (February) 0.1109

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1083	0.1056	0.1072
February	0.1087	0.1058	0.1073
March	0.1058	0.1031	0.1043
April	0.1049	0.1010	0.1034
May	0.1037	0.1007	0.1022
June	0.1040	0.1012	0.1025
July	0.1016	0.0980	0.0997
August	0.1008	0.0976	0.0992
September	0.1031	0.0907	0.0962
October	0.1036	0.0917	0.0956
November	0.1051	0.0927	0.1007
December	0.1068	0.1041	0.1057