2023 HRK to XDR Historical Review

YEARLY HIGH

0.1110 XDR

YEARLY LOW

0.1047 XDR

YEARLY AVERAGE

0.1076 XDR

2023 HRK to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the HRK to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 13, valuing the pair at 0.1110. Conversely, the yearly low was recorded on January 5, dropping to 0.1047.

This high-to-low spread represents a total annual volatility of 0.0063 XDR. From a start-to-finish perspective, comparing the January average rate of 0.1066 to the December average rate of 0.1087, the exchange rate registered a net change of 1.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 0.1110 was up 2.11% compared to the 2022 peak of 0.1087, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 555 XDR

2022 Average 510 XDR

Yearly Trough Low 523 XDR

Transaction Impact: A difference of 31.31 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

0.1095

0.1057

JanuMarcMayJulySeptNove

HRK to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1070, compared to 0.1081 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.1070

H2 Avg (Jul–Dec) 0.1081

Volatility Range Comparison

Volatility

The most volatile month in 2023 was February, with a trading range of 0.0032 XDR (High: 0.1084 / Low: 0.1051). On the other end, August was the most stable month, with a tight range of 0.0017 XDR (High: 0.1094 / Low: 0.1077).

February Spread (Volatile) ±0.0032

August Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0013 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2023: 0.1092) against the same month in 2022 (average: 0.0997), the exchange rate shifted by +0.0095 (+9.55%).

2023 Avg (July) 0.1092

2022 Avg (July) 0.0997

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1075	0.1047	0.1066
February	0.1084	0.1051	0.1060
March	0.1081	0.1052	0.1065
April	0.1088	0.1067	0.1078
May	0.1092	0.1063	0.1072
June	0.1091	0.1064	0.1078
July	0.1110	0.1079	0.1092
August	0.1094	0.1077	0.1084
September	0.1080	0.1061	0.1072
October	0.1079	0.1057	0.1068
November	0.1097	0.1072	0.1086
December	0.1100	0.1075	0.1087