2015 HRK to XDR Historical Review

YEARLY HIGH

0.1088 XDR

YEARLY LOW

0.1005 XDR

YEARLY AVERAGE

0.1042 XDR

2015 HRK to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.1088. Conversely, the yearly low was recorded on March 15, dropping to 0.1005.

This high-to-low spread represents a total annual volatility of 0.0083 XDR. From a start-to-finish perspective, comparing the January average rate of 0.1063 to the December average rate of 0.1029, the exchange rate registered a net change of -3.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1088 was down 7.65% compared to the 2014 peak of 0.1178, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 544 XDR

2014 Average 573 XDR

Yearly Trough Low 502 XDR

Transaction Impact: A difference of 41.64 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1067

0.1018

JanuMarcMayJulySeptNove

HRK to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1044, compared to 0.1040 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.1044

H2 Avg (Jul–Dec) 0.1040

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0053 XDR (High: 0.1088 / Low: 0.1035). On the other end, February was the most stable month, with a tight range of 0.0016 XDR (High: 0.1051 / Low: 0.1035).

January Spread (Volatile) ±0.0053

February Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0025 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.1063) against the same month in 2014 (average: 0.1162), the exchange rate shifted by -0.0099 (-8.51%).

2015 Avg (January) 0.1063

2014 Avg (January) 0.1162

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1088	0.1035	0.1063
February	0.1051	0.1035	0.1043
March	0.1039	0.1005	0.1024
April	0.1050	0.1021	0.1028
May	0.1072	0.1037	0.1052
June	0.1064	0.1041	0.1055
July	0.1049	0.1027	0.1039
August	0.1073	0.1033	0.1051
September	0.1066	0.1043	0.1053
October	0.1060	0.1032	0.1047
November	0.1039	0.1010	0.1022
December	0.1036	0.1012	0.1029