2012 HRK to YER Historical Review

YEARLY HIGH

38.5068 YER

YEARLY LOW

34.6282 YER

YEARLY AVERAGE

36.8298 YER

2012 HRK to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on February 23, valuing the pair at 38.5068. Conversely, the yearly low was recorded on July 24, dropping to 34.6282.

This high-to-low spread represents a total annual volatility of 3.8786 YER. From a start-to-finish perspective, comparing the January average rate of 37.3017 to the December average rate of 37.4447, the exchange rate registered a net change of 0.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 38.5068 was down 11.07% compared to the 2011 peak of 43.2985, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 192,534 YER

2011 Average 200,763 YER

Yearly Trough Low 173,141 YER

Transaction Impact: A difference of 19,393.18 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

38.1490

34.9535

JanuMarcMayJulySeptNove

HRK to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.1199, compared to 36.5396 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5804 points.

H1 Avg (Jan–Jun) 37.1199

H2 Avg (Jul–Dec) 36.5396

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 2.6134 YER (High: 37.7107 / Low: 35.0972). On the other end, October was the most stable month, with a tight range of 0.7507 YER (High: 37.5343 / Low: 36.7836).

May Spread (Volatile) ±2.6134

October Spread (Stable) ±0.7507

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.3224 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.3224

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 37.8827) against the same month in 2011 (average: 39.4589), the exchange rate shifted by -1.5761 (-3.99%).

2012 Avg (February) 37.8827

2011 Avg (February) 39.4589

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	37.9983	36.7272	37.3017
February	38.5068	36.9518	37.8827
March	38.1685	37.2325	37.7339
April	38.1613	37.3214	37.7474
May	37.7107	35.0972	36.4250
June	35.9956	35.0747	35.6289
July	36.0717	34.6282	35.2198
August	36.2568	35.0589	35.6136
September	38.1031	36.1947	37.2393
October	37.5343	36.7836	37.1373
November	37.0587	36.2532	36.5828
December	37.8199	36.9278	37.4447