2013 HRK to YER Historical Review

YEARLY HIGH

38.9312 YER

YEARLY LOW

36.1826 YER

YEARLY AVERAGE

37.6841 YER

2013 HRK to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on October 27, valuing the pair at 38.9312. Conversely, the yearly low was recorded on April 2, dropping to 36.1826.

This high-to-low spread represents a total annual volatility of 2.7486 YER. From a start-to-finish perspective, comparing the January average rate of 37.7553 to the December average rate of 38.5840, the exchange rate registered a net change of 2.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 38.9312 was up 1.10% compared to the 2012 peak of 38.5068, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 194,656 YER

2012 Average 184,122 YER

Yearly Trough Low 180,913 YER

Transaction Impact: A difference of 13,743.03 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

38.7716

36.5197

JanuMarcMayJulySeptNove

HRK to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.3035, compared to 38.0647 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7612 points.

H1 Avg (Jan–Jun) 37.3035

H2 Avg (Jul–Dec) 38.0647

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 1.6227 YER (High: 38.6410 / Low: 37.0183). On the other end, November was the most stable month, with a tight range of 0.6039 YER (High: 38.2843 / Low: 37.6804).

February Spread (Volatile) ±1.6227

November Spread (Stable) ±0.6039

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.1349 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.1349

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2013: 38.4988) against the same month in 2012 (average: 37.1373), the exchange rate shifted by +1.3615 (+3.67%).

2013 Avg (October) 38.4988

2012 Avg (October) 37.1373

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	38.4359	37.1032	37.7553
February	38.6410	37.0183	37.8423
March	37.0588	36.2076	36.7074
April	37.1734	36.1826	36.8010
May	37.3271	36.4513	36.8551
June	38.5211	36.9248	37.8599
July	38.0613	36.6501	37.4704
August	38.2711	37.5616	38.0056
September	38.2104	37.2205	37.7982
October	38.9312	38.1092	38.4988
November	38.2843	37.6804	38.0314
December	38.8675	38.1617	38.5840