2022 HRK to YER Historical Review

YEARLY HIGH

38.1223 YER

YEARLY LOW

31.8872 YER

YEARLY AVERAGE

35.0151 YER

2022 HRK to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 38.1223. Conversely, the yearly low was recorded on September 27, dropping to 31.8872.

This high-to-low spread represents a total annual volatility of 6.2351 YER. From a start-to-finish perspective, comparing the January average rate of 37.6539 to the December average rate of 35.1293, the exchange rate registered a net change of -6.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 38.1223 was down 6.72% compared to the 2021 peak of 40.8676, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 190,612 YER

2021 Average 196,650 YER

Yearly Trough Low 159,436 YER

Transaction Impact: A difference of 31,175.29 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

38.1719

32.1908

JanuMarcMayJulySeptNove

HRK to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.2984, compared to 33.7319 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.5665 points.

H1 Avg (Jan–Jun) 36.2984

H2 Avg (Jul–Dec) 33.7319

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 2.1996 YER (High: 34.5705 / Low: 32.3709). On the other end, December was the most stable month, with a tight range of 0.8601 YER (High: 35.5429 / Low: 34.6828).

November Spread (Volatile) ±2.1996

December Spread (Stable) ±0.8601

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.2795 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.2795

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 37.6539) against the same month in 2021 (average: 40.2919), the exchange rate shifted by -2.6380 (-6.55%).

2022 Avg (January) 37.6539

2021 Avg (January) 40.2919

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	38.1223	37.0362	37.6539
February	38.1050	37.0823	37.6734
March	36.8790	35.9611	36.3939
April	36.5611	34.7184	35.8121
May	35.6578	34.5258	35.1140
June	35.7158	34.6537	35.1428
July	34.6871	33.3944	33.9364
August	34.3712	33.1062	33.7170
September	33.6837	31.8872	32.9799
October	33.5312	32.2404	32.6892
November	34.5705	32.3709	33.9392
December	35.5429	34.6828	35.1293