2014 HRK to YER Historical Review

YEARLY HIGH

39.4295 YER

YEARLY LOW

33.9939 YER

YEARLY AVERAGE

37.4288 YER

2014 HRK to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 39.4295. Conversely, the yearly low was recorded on December 31, dropping to 33.9939.

This high-to-low spread represents a total annual volatility of 5.4356 YER. From a start-to-finish perspective, comparing the January average rate of 38.3817 to the December average rate of 34.5149, the exchange rate registered a net change of -10.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 39.4295 was up 1.28% compared to the 2013 peak of 38.9312, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 197,147 YER

2013 Average 188,417 YER

Yearly Trough Low 169,970 YER

Transaction Impact: A difference of 27,177.79 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

39.3701

34.0736

JanuMarcMayJulySeptNove

HRK to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.6624, compared to 36.1952 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.4673 points.

H1 Avg (Jan–Jun) 38.6624

H2 Avg (Jul–Dec) 36.1952

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 1.5696 YER (High: 37.1077 / Low: 35.5381). On the other end, June was the most stable month, with a tight range of 0.4205 YER (High: 38.8256 / Low: 38.4050).

September Spread (Volatile) ±1.5696

June Spread (Stable) ±0.4205

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.1620 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.1620

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 38.8793) against the same month in 2013 (average: 36.8551), the exchange rate shifted by +2.0242 (+5.49%).

2014 Avg (May) 38.8793

2013 Avg (May) 36.8551

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	38.8141	37.9742	38.3817
February	38.7163	37.9079	38.3636
March	39.1004	38.5756	38.8205
April	39.2040	38.4594	38.9287
May	39.4295	38.5084	38.8793
June	38.8256	38.4050	38.6008
July	38.8163	37.6960	38.2444
August	37.7775	37.0430	37.5140
September	37.1077	35.5381	36.3519
October	35.9201	35.1943	35.5833
November	35.1823	34.7065	34.9623
December	35.0443	33.9939	34.5149