2023 HRK to YER Historical Review

YEARLY HIGH

37.3209 YER

YEARLY LOW

34.7909 YER

YEARLY AVERAGE

35.9348 YER

2023 HRK to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the HRK to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on July 17, valuing the pair at 37.3209. Conversely, the yearly low was recorded on October 3, dropping to 34.7909.

This high-to-low spread represents a total annual volatility of 2.5300 YER. From a start-to-finish perspective, comparing the January average rate of 35.8450 to the December average rate of 36.2641, the exchange rate registered a net change of 1.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 37.3209 was down 2.10% compared to the 2022 peak of 38.1223, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 186,605 YER

2022 Average 174,996 YER

Yearly Trough Low 173,955 YER

Transaction Impact: A difference of 12,649.81 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

36.8955

34.9379

JanuMarcMayJulySeptNove

HRK to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 35.9119, compared to 35.9576 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0458 points.

H1 Avg (Jan–Jun) 35.9119

H2 Avg (Jul–Dec) 35.9576

Volatility Range Comparison

Volatility

The most volatile month in 2023 was February, with a trading range of 1.5515 YER (High: 36.5919 / Low: 35.0404). On the other end, October was the most stable month, with a tight range of 0.6552 YER (High: 35.4461 / Low: 34.7909).

February Spread (Volatile) ±1.5515

October Spread (Stable) ±0.6552

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.7688 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.7688

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2023: 36.7324) against the same month in 2022 (average: 33.9364), the exchange rate shifted by +2.7960 (+8.24%).

2023 Avg (July) 36.7324

2022 Avg (July) 33.9364

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.2933	34.9523	35.8450
February	36.5919	35.0404	35.5402
March	36.2331	35.0448	35.5658
April	36.7301	35.9019	36.4157
May	36.7731	35.5320	36.0844
June	36.5152	35.5418	36.0203
July	37.3209	36.0677	36.7324
August	36.5840	35.8579	36.2363
September	35.8398	34.9069	35.4676
October	35.4461	34.7909	35.1010
November	36.5567	35.1632	35.9445
December	36.9019	35.7521	36.2641