2015 HRK to YER Historical Review

YEARLY HIGH

33.8159 YER

YEARLY LOW

29.5932 YER

YEARLY AVERAGE

31.3702 YER

2015 HRK to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 33.8159. Conversely, the yearly low was recorded on March 15, dropping to 29.5932.

This high-to-low spread represents a total annual volatility of 4.2227 YER. From a start-to-finish perspective, comparing the January average rate of 32.5370 to the December average rate of 30.6959, the exchange rate registered a net change of -5.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 33.8159 was down 14.24% compared to the 2014 peak of 39.4295, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 169,079 YER

2014 Average 187,118 YER

Yearly Trough Low 147,966 YER

Transaction Impact: A difference of 21,113.69 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

32.7542

30.1483

JanuMarcMayJulySeptNove

HRK to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.4920, compared to 31.2484 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2436 points.

H1 Avg (Jan–Jun) 31.4920

H2 Avg (Jul–Dec) 31.2484

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 2.5863 YER (High: 33.8159 / Low: 31.2296). On the other end, February was the most stable month, with a tight range of 0.6158 YER (High: 31.9934 / Low: 31.3776).

January Spread (Volatile) ±2.5863

February Spread (Stable) ±0.6158

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.3043 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.3043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 32.5370) against the same month in 2014 (average: 38.3817), the exchange rate shifted by -5.8447 (-15.23%).

2015 Avg (January) 32.5370

2014 Avg (January) 38.3817

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	33.8159	31.2296	32.5370
February	31.9934	31.3776	31.6818
March	31.3986	29.5932	30.4839
April	31.7414	30.0492	30.5973
May	32.6893	30.9634	31.7639
June	32.2596	31.0577	31.8884
July	31.6767	30.6727	31.2153
August	32.8507	30.9473	31.6897
September	32.3260	31.4628	31.8546
October	32.3243	30.9777	31.6697
November	31.2295	29.7776	30.3654
December	30.9931	29.8837	30.6959