2019 HRK to YER Historical Review

YEARLY HIGH

38.9484 YER

YEARLY LOW

36.8117 YER

YEARLY AVERAGE

37.7814 YER

2019 HRK to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 38.9484. Conversely, the yearly low was recorded on September 30, dropping to 36.8117.

This high-to-low spread represents a total annual volatility of 2.1367 YER. From a start-to-finish perspective, comparing the January average rate of 38.4813 to the December average rate of 37.3761, the exchange rate registered a net change of -2.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 38.9484 was down 12.20% compared to the 2018 peak of 44.3627, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 194,742 YER

2018 Average 199,333 YER

Yearly Trough Low 184,058 YER

Transaction Impact: A difference of 10,683.49 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

38.6101

37.0652

JanuMarcMayJulySeptNove

HRK to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.1106, compared to 37.4522 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6584 points.

H1 Avg (Jan–Jun) 38.1106

H2 Avg (Jul–Dec) 37.4522

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.9812 YER (High: 38.5754 / Low: 37.5943). On the other end, November was the most stable month, with a tight range of 0.5124 YER (High: 37.5089 / Low: 36.9965).

June Spread (Volatile) ±0.9812

November Spread (Stable) ±0.5124

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.4410 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.4410

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 38.4813) against the same month in 2018 (average: 41.0763), the exchange rate shifted by -2.5950 (-6.32%).

2019 Avg (January) 38.4813

2018 Avg (January) 41.0763

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	38.9484	38.0935	38.4813
February	38.6906	37.9867	38.3013
March	38.5700	37.7674	38.1062
April	38.1043	37.5851	37.8405
May	38.0533	37.4813	37.7544
June	38.5754	37.5943	38.1799
July	38.2074	37.5395	37.9818
August	38.0010	37.1698	37.6843
September	37.5740	36.8117	37.2433
October	37.5651	36.9131	37.2337
November	37.5089	36.9965	37.1939
December	37.7441	37.0972	37.3761