2026 HRK to YER Historical Review

YEARLY HIGH

38.0358 YER

YEARLY LOW

35.8813 YER

YEARLY AVERAGE

36.7490 YER

2026 HRK to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 38.0358. Conversely, the yearly low was recorded on July 13, dropping to 35.8813.

This high-to-low spread represents a total annual volatility of 2.1545 YER. From a start-to-finish perspective, comparing the January average rate of 37.1284 to the December average rate of 36.4703, the exchange rate registered a net change of -1.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 38.0358 was up 0.20% compared to the 2025 peak of 37.9600, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 190,179 YER

2025 Average 182,035 YER

Yearly Trough Low 179,406 YER

Transaction Impact: A difference of 10,772.51 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

37.5562

35.8823

JanuMarcMayJuly

HRK to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.9166, compared to 36.2461 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6706 points.

H1 Avg (Jan–Jun) 36.9166

H2 Avg (Jul–Dec) 36.2461

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.3243 YER (High: 38.0358 / Low: 36.7114). On the other end, August was the most stable month, with a tight range of 0.0751 YER (High: 36.5177 / Low: 36.4426).

January Spread (Volatile) ±1.3243

August Spread (Stable) ±0.0751

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.8215 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.8215

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 37.1284) against the same month in 2025 (average: 34.2292), the exchange rate shifted by +2.8992 (+8.47%).

2026 Avg (January) 37.1284

2025 Avg (January) 34.2292

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	38.0358	36.7114	37.1284
February	37.6583	37.2544	37.4168
March	37.2340	36.1456	36.5952
April	37.3900	36.4573	36.9925
May	37.1224	36.8238	36.9254
June	36.8727	35.9706	36.4415
July	36.4078	35.8813	36.0218
August	36.5177	36.4426	36.4703