2012 HTG to GHS Historical Review

YEARLY HIGH

0.0467 GHS

YEARLY LOW

0.0404 GHS

YEARLY AVERAGE

0.0444 GHS

2012 HTG to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HTG to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 0.0467. Conversely, the yearly low was recorded on January 5, dropping to 0.0404.

This high-to-low spread represents a total annual volatility of 0.0063 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0418 to the December average rate of 0.0450, the exchange rate registered a net change of 7.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0467 was up 13.85% compared to the 2011 peak of 0.0410, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 233 GHS

2011 Average 190 GHS

Yearly Trough Low 202 GHS

Transaction Impact: A difference of 31.54 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0468

0.0413

JanuMarcMayJulySeptNove

HTG to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0433, compared to 0.0454 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.0433

H2 Avg (Jul–Dec) 0.0454

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0029 GHS (High: 0.0433 / Low: 0.0404). On the other end, December was the most stable month, with a tight range of 0.0004 GHS (High: 0.0453 / Low: 0.0449).

January Spread (Volatile) ±0.0029

December Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0009 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0464) against the same month in 2011 (average: 0.0373), the exchange rate shifted by +0.0090 (+24.24%).

2012 Avg (July) 0.0464

2011 Avg (July) 0.0373

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0433	0.0404	0.0418
February	0.0426	0.0412	0.0418
March	0.0434	0.0410	0.0423
April	0.0444	0.0429	0.0437
May	0.0455	0.0441	0.0448
June	0.0459	0.0446	0.0455
July	0.0467	0.0458	0.0464
August	0.0466	0.0459	0.0463
September	0.0460	0.0447	0.0454
October	0.0453	0.0445	0.0448
November	0.0453	0.0445	0.0448
December	0.0453	0.0449	0.0450