2015 HTG to GHS Historical Review

YEARLY HIGH

0.0919 GHS

YEARLY LOW

0.0577 GHS

YEARLY AVERAGE

0.0748 GHS

2015 HTG to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 21, valuing the pair at 0.0919. Conversely, the yearly low was recorded on July 21, dropping to 0.0577.

This high-to-low spread represents a total annual volatility of 0.0342 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0700 to the December average rate of 0.0674, the exchange rate registered a net change of -3.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0919 was up 6.73% compared to the 2014 peak of 0.0861, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 459 GHS

2014 Average 341 GHS

Yearly Trough Low 288 GHS

Transaction Impact: A difference of 171.03 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0918

0.0638

JanuMarcMayJulySeptNove

HTG to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0790, compared to 0.0705 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0085 points.

H1 Avg (Jan–Jun) 0.0790

H2 Avg (Jul–Dec) 0.0705

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0262 GHS (High: 0.0838 / Low: 0.0577). On the other end, April was the most stable month, with a tight range of 0.0009 GHS (High: 0.0811 / Low: 0.0802).

July Spread (Volatile) ±0.0262

April Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0233 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0233

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 0.0894) against the same month in 2014 (average: 0.0690), the exchange rate shifted by +0.0204 (+29.57%).

2015 Avg (June) 0.0894

2014 Avg (June) 0.0690

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0720	0.0689	0.0700
February	0.0750	0.0714	0.0735
March	0.0803	0.0748	0.0775
April	0.0811	0.0802	0.0807
May	0.0849	0.0810	0.0828
June	0.0919	0.0849	0.0894
July	0.0838	0.0577	0.0661
August	0.0829	0.0667	0.0754
September	0.0768	0.0707	0.0733
October	0.0730	0.0697	0.0710
November	0.0714	0.0684	0.0698
December	0.0679	0.0666	0.0674