2018 HTG to GHS Historical Review

YEARLY HIGH

0.0740 GHS

YEARLY LOW

0.0627 GHS

YEARLY AVERAGE

0.0694 GHS

2018 HTG to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HTG to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 6, valuing the pair at 0.0740. Conversely, the yearly low was recorded on December 27, dropping to 0.0627.

This high-to-low spread represents a total annual volatility of 0.0113 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0704 to the December average rate of 0.0647, the exchange rate registered a net change of -8.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0740 was up 1.51% compared to the 2017 peak of 0.0729, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 370 GHS

2017 Average 339 GHS

Yearly Trough Low 314 GHS

Transaction Impact: A difference of 56.42 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0729

0.0639

JanuMarcMayJulySeptNove

HTG to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0700, compared to 0.0688 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0700

H2 Avg (Jul–Dec) 0.0688

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0051 GHS (High: 0.0679 / Low: 0.0627). On the other end, February was the most stable month, with a tight range of 0.0010 GHS (High: 0.0702 / Low: 0.0692).

December Spread (Volatile) ±0.0051

February Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0023 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2018: 0.0722) against the same month in 2017 (average: 0.0706), the exchange rate shifted by +0.0016 (+2.29%).

2018 Avg (July) 0.0722

2017 Avg (July) 0.0706

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0711	0.0692	0.0704
February	0.0702	0.0692	0.0697
March	0.0694	0.0681	0.0687
April	0.0695	0.0682	0.0686
May	0.0724	0.0693	0.0707
June	0.0734	0.0710	0.0718
July	0.0740	0.0709	0.0722
August	0.0730	0.0686	0.0712
September	0.0718	0.0682	0.0690
October	0.0710	0.0670	0.0686
November	0.0676	0.0658	0.0670
December	0.0679	0.0627	0.0647