2024 HTG to GHS Historical Review

YEARLY HIGH

0.1247 GHS

YEARLY LOW

0.0904 GHS

YEARLY AVERAGE

0.1097 GHS

2024 HTG to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HTG to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 0.1247. Conversely, the yearly low was recorded on January 6, dropping to 0.0904.

This high-to-low spread represents a total annual volatility of 0.0343 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0915 to the December average rate of 0.1130, the exchange rate registered a net change of 23.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.1247 was up 36.87% compared to the 2023 peak of 0.0911, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 624 GHS

2023 Average 414 GHS

Yearly Trough Low 452 GHS

Transaction Impact: A difference of 171.73 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.1251

0.0884

JanuMarcMayJulySeptNove

HTG to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1009, compared to 0.1185 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0176 points.

H1 Avg (Jan–Jun) 0.1009

H2 Avg (Jul–Dec) 0.1185

Volatility Range Comparison

Volatility

The most volatile month in 2024 was May, with a trading range of 0.0082 GHS (High: 0.1115 / Low: 0.1033). On the other end, September was the most stable month, with a tight range of 0.0011 GHS (High: 0.1197 / Low: 0.1185).

May Spread (Volatile) ±0.0082

September Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between January and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0090 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.0090

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 0.1220) against the same month in 2023 (average: 0.0901), the exchange rate shifted by +0.0319 (+35.38%).

2024 Avg (November) 0.1220

2023 Avg (November) 0.0901

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0939	0.0904	0.0915
February	0.0954	0.0932	0.0943
March	0.1000	0.0955	0.0976
April	0.1030	0.1000	0.1014
May	0.1115	0.1033	0.1071
June	0.1151	0.1111	0.1134
July	0.1177	0.1154	0.1168
August	0.1189	0.1176	0.1185
September	0.1197	0.1185	0.1191
October	0.1238	0.1200	0.1215
November	0.1247	0.1171	0.1220
December	0.1174	0.1120	0.1130