2026 HTG to GHS Historical Review

YEARLY HIGH

0.0904 GHS

YEARLY LOW

0.0800 GHS

YEARLY AVERAGE

0.0849 GHS

2026 HTG to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HTG to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 8, valuing the pair at 0.0904. Conversely, the yearly low was recorded on January 2, dropping to 0.0800.

This high-to-low spread represents a total annual volatility of 0.0104 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0822 to the December average rate of 0.0893, the exchange rate registered a net change of 8.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0904 was down 23.89% compared to the 2025 peak of 0.1188, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 452 GHS

2025 Average 483 GHS

Yearly Trough Low 400 GHS

Transaction Impact: A difference of 51.82 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0900

0.0815

JanuMarcMayJuly

HTG to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0837, compared to 0.0886 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 0.0837

H2 Avg (Jul–Dec) 0.0886

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0087 GHS (High: 0.0904 / Low: 0.0817). On the other end, August was the most stable month, with a tight range of 0.0004 GHS (High: 0.0895 / Low: 0.0891).

June Spread (Volatile) ±0.0087

August Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0019 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.0871) against the same month in 2025 (average: 0.0785), the exchange rate shifted by +0.0086 (+10.96%).

2026 Avg (June) 0.0871

2025 Avg (June) 0.0785

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0836	0.0800	0.0822
February	0.0841	0.0812	0.0834
March	0.0837	0.0814	0.0829
April	0.0850	0.0838	0.0843
May	0.0855	0.0817	0.0824
June	0.0904	0.0817	0.0871
July	0.0894	0.0866	0.0880
August	0.0895	0.0891	0.0893