2022 HTG to GHS Historical Review

YEARLY HIGH

0.1126 GHS

YEARLY LOW

0.0567 GHS

YEARLY AVERAGE

0.0758 GHS

2022 HTG to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HTG to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on October 26, valuing the pair at 0.1126. Conversely, the yearly low was recorded on December 28, dropping to 0.0567.

This high-to-low spread represents a total annual volatility of 0.0558 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0611 to the December average rate of 0.0771, the exchange rate registered a net change of 26.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1126 was up 36.90% compared to the 2021 peak of 0.0822, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 563 GHS

2021 Average 334 GHS

Yearly Trough Low 284 GHS

Transaction Impact: A difference of 279.09 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1105

0.0566

JanuMarcMayJulySeptNove

HTG to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0667, compared to 0.0848 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0181 points.

H1 Avg (Jan–Jun) 0.0667

H2 Avg (Jul–Dec) 0.0848

Volatility Range Comparison

Volatility

The most volatile month in 2022 was December, with a trading range of 0.0432 GHS (High: 0.1000 / Low: 0.0567). On the other end, January was the most stable month, with a tight range of 0.0030 GHS (High: 0.0625 / Low: 0.0595).

December Spread (Volatile) ±0.0432

January Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0290 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0290

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 0.0955) against the same month in 2021 (average: 0.0611), the exchange rate shifted by +0.0344 (+56.30%).

2022 Avg (October) 0.0955

2021 Avg (October) 0.0611

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0625	0.0595	0.0611
February	0.0654	0.0614	0.0633
March	0.0715	0.0652	0.0685
April	0.0715	0.0684	0.0696
May	0.0698	0.0657	0.0686
June	0.0713	0.0679	0.0693
July	0.0741	0.0694	0.0703
August	0.0868	0.0705	0.0750
September	0.0873	0.0823	0.0849
October	0.1126	0.0852	0.0955
November	0.1086	0.1024	0.1061
December	0.1000	0.0567	0.0771