2013 HTG to GHS Historical Review

YEARLY HIGH

0.0602 GHS

YEARLY LOW

0.0446 GHS

YEARLY AVERAGE

0.0486 GHS

2013 HTG to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HTG to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.0602. Conversely, the yearly low was recorded on February 18, dropping to 0.0446.

This high-to-low spread represents a total annual volatility of 0.0156 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0451 to the December average rate of 0.0574, the exchange rate registered a net change of 27.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0602 was up 28.85% compared to the 2012 peak of 0.0467, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 301 GHS

2012 Average 222 GHS

Yearly Trough Low 223 GHS

Transaction Impact: A difference of 78.06 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0586

0.0436

JanuMarcMayJulySeptNove

HTG to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0459, compared to 0.0513 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0054 points.

H1 Avg (Jan–Jun) 0.0459

H2 Avg (Jul–Dec) 0.0513

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.0065 GHS (High: 0.0576 / Low: 0.0510). On the other end, January was the most stable month, with a tight range of 0.0006 GHS (High: 0.0454 / Low: 0.0448).

November Spread (Volatile) ±0.0065

January Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0003 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0574) against the same month in 2012 (average: 0.0450), the exchange rate shifted by +0.0124 (+27.54%).

2013 Avg (December) 0.0574

2012 Avg (December) 0.0450

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0454	0.0448	0.0451
February	0.0452	0.0446	0.0449
March	0.0458	0.0450	0.0454
April	0.0464	0.0455	0.0459
May	0.0471	0.0461	0.0467
June	0.0480	0.0462	0.0471
July	0.0481	0.0467	0.0473
August	0.0497	0.0476	0.0487
September	0.0507	0.0492	0.0501
October	0.0515	0.0502	0.0508
November	0.0576	0.0510	0.0535
December	0.0602	0.0540	0.0574