2016 HTG to GHS Historical Review

YEARLY HIGH

0.0679 GHS

YEARLY LOW

0.0606 GHS

YEARLY AVERAGE

0.0627 GHS

2016 HTG to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HTG to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 21, valuing the pair at 0.0679. Conversely, the yearly low was recorded on September 21, dropping to 0.0606.

This high-to-low spread represents a total annual volatility of 0.0073 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0671 to the December average rate of 0.0637, the exchange rate registered a net change of -5.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0679 was down 26.11% compared to the 2015 peak of 0.0919, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 339 GHS

2015 Average 374 GHS

Yearly Trough Low 303 GHS

Transaction Impact: A difference of 36.53 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0677

0.0604

JanuMarcMayJulySeptNove

HTG to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0634, compared to 0.0620 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0634

H2 Avg (Jul–Dec) 0.0620

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0047 GHS (High: 0.0659 / Low: 0.0612). On the other end, September was the most stable month, with a tight range of 0.0009 GHS (High: 0.0615 / Low: 0.0606).

November Spread (Volatile) ±0.0047

September Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0034 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0671) against the same month in 2015 (average: 0.0700), the exchange rate shifted by -0.0029 (-4.19%).

2016 Avg (January) 0.0671

2015 Avg (January) 0.0700

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0679	0.0664	0.0671
February	0.0679	0.0632	0.0657
March	0.0637	0.0616	0.0623
April	0.0622	0.0609	0.0616
May	0.0621	0.0609	0.0615
June	0.0632	0.0613	0.0621
July	0.0631	0.0621	0.0624
August	0.0627	0.0608	0.0615
September	0.0615	0.0606	0.0610
October	0.0618	0.0607	0.0612
November	0.0659	0.0612	0.0622
December	0.0659	0.0615	0.0637