2013 HTG to JMD Historical Review

YEARLY HIGH

2.7285 JMD

YEARLY LOW

2.1633 JMD

YEARLY AVERAGE

2.3460 JMD

2013 HTG to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HTG to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 2.7285. Conversely, the yearly low was recorded on February 5, dropping to 2.1633.

This high-to-low spread represents a total annual volatility of 0.5652 JMD. From a start-to-finish perspective, comparing the January average rate of 2.1977 to the December average rate of 2.5794, the exchange rate registered a net change of 17.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.7285 was up 24.39% compared to the 2012 peak of 2.1936, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 13,643 JMD

2012 Average 10,597 JMD

Yearly Trough Low 10,817 JMD

Transaction Impact: A difference of 2,825.96 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.6176

2.1596

JanuMarcMayJulySeptNove

HTG to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2779, compared to 2.4140 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1361 points.

H1 Avg (Jan–Jun) 2.2779

H2 Avg (Jul–Dec) 2.4140

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.3097 JMD (High: 2.7285 / Low: 2.4188). On the other end, May was the most stable month, with a tight range of 0.0188 JMD (High: 2.3289 / Low: 2.3101).

December Spread (Volatile) ±0.3097

May Spread (Stable) ±0.0188

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0111 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 2.5794) against the same month in 2012 (average: 2.1816), the exchange rate shifted by +0.3979 (+18.24%).

2013 Avg (December) 2.5794

2012 Avg (December) 2.1816

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2112	2.1687	2.1977
February	2.2440	2.1633	2.2027
March	2.3053	2.2405	2.2763
April	2.3360	2.3042	2.3261
May	2.3289	2.3101	2.3193
June	2.3850	2.2829	2.3454
July	2.3655	2.3222	2.3343
August	2.3492	2.3207	2.3345
September	2.3783	2.3338	2.3551
October	2.4480	2.3800	2.4139
November	2.6083	2.4078	2.4668
December	2.7285	2.4188	2.5794