2019 HTG to JMD Historical Review

YEARLY HIGH

1.7527 JMD

YEARLY LOW

1.3837 JMD

YEARLY AVERAGE

1.4855 JMD

2019 HTG to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HTG to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 1.7527. Conversely, the yearly low was recorded on December 23, dropping to 1.3837.

This high-to-low spread represents a total annual volatility of 0.3689 JMD. From a start-to-finish perspective, comparing the January average rate of 1.6651 to the December average rate of 1.4221, the exchange rate registered a net change of -14.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.7527 was down 14.04% compared to the 2018 peak of 2.0390, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 8,763 JMD

2018 Average 9,558 JMD

Yearly Trough Low 6,919 JMD

Transaction Impact: A difference of 1,844.59 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.6903

1.3877

JanuMarcMayJulySeptNove

HTG to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5481, compared to 1.4228 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1253 points.

H1 Avg (Jan–Jun) 1.5481

H2 Avg (Jul–Dec) 1.4228

Volatility Range Comparison

Volatility

The most volatile month in 2019 was February, with a trading range of 0.1858 JMD (High: 1.7527 / Low: 1.5669). On the other end, August was the most stable month, with a tight range of 0.0221 JMD (High: 1.4320 / Low: 1.4098).

February Spread (Volatile) ±0.1858

August Spread (Stable) ±0.0221

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1275 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1275

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 1.6416) against the same month in 2018 (average: 1.9598), the exchange rate shifted by -0.3183 (-16.24%).

2019 Avg (February) 1.6416

2018 Avg (February) 1.9598

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6969	1.6438	1.6651
February	1.7527	1.5669	1.6416
March	1.5576	1.4911	1.5141
April	1.5737	1.4937	1.5276
May	1.5613	1.4631	1.5276
June	1.4893	1.3862	1.4129
July	1.4423	1.3942	1.4191
August	1.4320	1.4098	1.4202
September	1.4429	1.3984	1.4209
October	1.4370	1.3901	1.4135
November	1.4493	1.4239	1.4411
December	1.4607	1.3837	1.4221