YEARLY HIGH
1.2148 JMD
YEARLY LOW
1.1872 JMD
YEARLY AVERAGE
1.2034 JMD

2026 HTG to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HTG to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 1.2148. Conversely, the yearly low was recorded on March 7, dropping to 1.1872.

This high-to-low spread represents a total annual volatility of 0.0276 JMD. From a start-to-finish perspective, comparing the January average rate of 1.2055 to the December average rate of 1.2082, the exchange rate registered a net change of 0.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.2148 was down 1.24% compared to the 2025 peak of 1.2302, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 6,074 JMD
2025 Average 6,077 JMD
Yearly Trough Low 5,936 JMD
Transaction Impact: A difference of 138.16 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.2117
1.1903
JanuMarcMayJuly

HTG to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2015, compared to 1.2090 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0075 points.

H1 Avg (Jan–Jun) 1.2015
H2 Avg (Jul–Dec) 1.2090

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0182 JMD (High: 1.2054 / Low: 1.1872). On the other end, August was the most stable month, with a tight range of 0.0042 JMD (High: 1.2107 / Low: 1.2065).

March Spread (Volatile) ±0.0182
August Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0134 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0134

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1.2055) against the same month in 2025 (average: 1.2017), the exchange rate shifted by +0.0038 (+0.32%).

2026 Avg (January) 1.2055
2025 Avg (January) 1.2017

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2148 1.1970 1.2055
February 1.1980 1.1879 1.1921
March 1.2054 1.1872 1.1972
April 1.2133 1.1972 1.2050
May 1.2040 1.1962 1.2018
June 1.2125 1.2025 1.2077
July 1.2140 1.2003 1.2099
August 1.2107 1.2065 1.2082