YEARLY HIGH
2.3394 JMD
YEARLY LOW
1.2704 JMD
YEARLY AVERAGE
1.5759 JMD

2020 HTG to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 2.3394. Conversely, the yearly low was recorded on July 2, dropping to 1.2704.

This high-to-low spread represents a total annual volatility of 1.0691 JMD. From a start-to-finish perspective, comparing the January average rate of 1.3700 to the December average rate of 2.0576, the exchange rate registered a net change of 50.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.3394 was up 33.48% compared to the 2019 peak of 1.7527, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 11,697 JMD
2019 Average 7,423 JMD
Yearly Trough Low 6,352 JMD
Transaction Impact: A difference of 5,345.30 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.3889
1.1996
JanuMarcMayJulySeptNove

HTG to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3875, compared to 1.7644 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3769 points.

H1 Avg (Jan–Jun) 1.3875
H2 Avg (Jul–Dec) 1.7644

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.2724 JMD (High: 2.2264 / Low: 1.9540). On the other end, August was the most stable month, with a tight range of 0.0285 JMD (High: 1.3470 / Low: 1.3185).

December Spread (Volatile) ±0.2724
August Spread (Stable) ±0.0285

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2322 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2322

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 2.2898) against the same month in 2019 (average: 1.4411), the exchange rate shifted by +0.8486 (+58.89%).

2020 Avg (November) 2.2898
2019 Avg (November) 1.4411

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4083 1.3350 1.3700
February 1.5526 1.3893 1.4334
March 1.5526 1.4171 1.4352
April 1.4490 1.4004 1.4266
May 1.3834 1.3201 1.3572
June 1.3393 1.2716 1.3023
July 1.3278 1.2704 1.2987
August 1.3470 1.3185 1.3316
September 1.3467 1.3014 1.3314
October 2.3340 2.1021 2.2772
November 2.3394 2.2158 2.2898
December 2.2264 1.9540 2.0576