2014 HTG to JMD Historical Review

YEARLY HIGH

2.7777 JMD

YEARLY LOW

2.3847 JMD

YEARLY AVERAGE

2.4922 JMD

2014 HTG to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HTG to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 2.7777. Conversely, the yearly low was recorded on March 11, dropping to 2.3847.

This high-to-low spread represents a total annual volatility of 0.3930 JMD. From a start-to-finish perspective, comparing the January average rate of 2.4794 to the December average rate of 2.4493, the exchange rate registered a net change of -1.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.7777 was up 1.80% compared to the 2013 peak of 2.7285, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 13,889 JMD

2013 Average 11,734 JMD

Yearly Trough Low 11,924 JMD

Transaction Impact: A difference of 1,964.91 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.6900

2.4261

JanuMarcMayJulySeptNove

HTG to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4968, compared to 2.4877 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0092 points.

H1 Avg (Jan–Jun) 2.4968

H2 Avg (Jul–Dec) 2.4877

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.3225 JMD (High: 2.7777 / Low: 2.4552). On the other end, September was the most stable month, with a tight range of 0.0211 JMD (High: 2.5235 / Low: 2.5024).

February Spread (Volatile) ±0.3225

September Spread (Stable) ±0.0211

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2099 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.2099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 2.6680) against the same month in 2013 (average: 2.2027), the exchange rate shifted by +0.4652 (+21.12%).

2014 Avg (February) 2.6680

2013 Avg (February) 2.2027

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5845	2.4249	2.4794
February	2.7777	2.4552	2.6680
March	2.5138	2.3847	2.4581
April	2.4744	2.4458	2.4533
May	2.4691	2.4443	2.4556
June	2.4975	2.4551	2.4665
July	2.5121	2.4851	2.5030
August	2.5220	2.4785	2.5058
September	2.5235	2.5024	2.5130
October	2.5310	2.4932	2.5068
November	2.4997	2.4241	2.4481
December	2.4643	2.4367	2.4493