2015 HTG to JMD Historical Review

YEARLY HIGH

2.4874 JMD

YEARLY LOW

2.0389 JMD

YEARLY AVERAGE

2.3102 JMD

2015 HTG to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 2.4874. Conversely, the yearly low was recorded on August 1, dropping to 2.0389.

This high-to-low spread represents a total annual volatility of 0.4486 JMD. From a start-to-finish perspective, comparing the January average rate of 2.4691 to the December average rate of 2.1214, the exchange rate registered a net change of -14.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.4874 was down 10.45% compared to the 2014 peak of 2.7777, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 12,437 JMD

2014 Average 12,455 JMD

Yearly Trough Low 10,194 JMD

Transaction Impact: A difference of 2,242.87 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.5152

2.0792

JanuMarcMayJulySeptNove

HTG to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4417, compared to 2.1787 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2630 points.

H1 Avg (Jan–Jun) 2.4417

H2 Avg (Jul–Dec) 2.1787

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.2089 JMD (High: 2.2477 / Low: 2.0389). On the other end, April was the most stable month, with a tight range of 0.0124 JMD (High: 2.4233 / Low: 2.4109).

August Spread (Volatile) ±0.2089

April Spread (Stable) ±0.0124

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2969 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2969

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 2.4789) against the same month in 2014 (average: 2.6680), the exchange rate shifted by -0.1891 (-7.09%).

2015 Avg (February) 2.4789

2014 Avg (February) 2.6680

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4865	2.4537	2.4691
February	2.4874	2.4714	2.4789
March	2.4740	2.4197	2.4519
April	2.4233	2.4109	2.4165
May	2.4372	2.4025	2.4213
June	2.4292	2.3792	2.4124
July	2.2277	2.0389	2.1155
August	2.2477	2.0389	2.1908
September	2.2523	2.2029	2.2341
October	2.2452	2.2143	2.2273
November	2.2199	2.1373	2.1829
December	2.1333	2.1065	2.1214