YEARLY HIGH
1.2302 JMD
YEARLY LOW
1.1913 JMD
YEARLY AVERAGE
1.2154 JMD

2025 HTG to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HTG to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 9, valuing the pair at 1.2302. Conversely, the yearly low was recorded on January 2, dropping to 1.1913.

This high-to-low spread represents a total annual volatility of 0.0388 JMD. From a start-to-finish perspective, comparing the January average rate of 1.2017 to the December average rate of 1.2214, the exchange rate registered a net change of 1.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.2302 was up 1.26% compared to the 2024 peak of 1.2148, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 6,151 JMD
2024 Average 5,924 JMD
Yearly Trough Low 5,957 JMD
Transaction Impact: A difference of 194.24 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.2291
1.1937
JanuMarcMayJulySeptNove

HTG to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2076, compared to 1.2232 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0155 points.

H1 Avg (Jan–Jun) 1.2076
H2 Avg (Jul–Dec) 1.2232

Volatility Range Comparison

Volatility

The most volatile month in 2025 was November, with a trading range of 0.0236 JMD (High: 1.2295 / Low: 1.2059). On the other end, March was the most stable month, with a tight range of 0.0065 JMD (High: 1.2004 / Low: 1.1939).

November Spread (Volatile) ±0.0236
March Spread (Stable) ±0.0065

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0078 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0078

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2025: 1.2262) against the same month in 2024 (average: 1.2015), the exchange rate shifted by +0.0247 (+2.06%).

2025 Avg (October) 1.2262
2024 Avg (October) 1.2015

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2103 1.1913 1.2017
February 1.2088 1.1925 1.2045
March 1.2004 1.1939 1.1966
April 1.2139 1.2003 1.2093
May 1.2196 1.2121 1.2151
June 1.2243 1.2124 1.2188
July 1.2262 1.2155 1.2187
August 1.2253 1.2178 1.2228
September 1.2274 1.2202 1.2243
October 1.2302 1.2213 1.2262
November 1.2295 1.2059 1.2256
December 1.2266 1.2143 1.2214