YEARLY HIGH
2.0689 JMD
YEARLY LOW
1.4703 JMD
YEARLY AVERAGE
1.6992 JMD

2021 HTG to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 17, valuing the pair at 2.0689. Conversely, the yearly low was recorded on October 10, dropping to 1.4703.

This high-to-low spread represents a total annual volatility of 0.5986 JMD. From a start-to-finish perspective, comparing the January average rate of 1.9765 to the December average rate of 1.5344, the exchange rate registered a net change of -22.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.0689 was down 11.57% compared to the 2020 peak of 2.3394, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 10,344 JMD
2020 Average 7,883 JMD
Yearly Trough Low 7,351 JMD
Transaction Impact: A difference of 2,993.09 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.0833
1.4606
JanuMarcMayJulySeptNove

HTG to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8412, compared to 1.5572 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2840 points.

H1 Avg (Jan–Jun) 1.8412
H2 Avg (Jul–Dec) 1.5572

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.1717 JMD (High: 1.9860 / Low: 1.8143). On the other end, November was the most stable month, with a tight range of 0.0255 JMD (High: 1.5871 / Low: 1.5616).

March Spread (Volatile) ±0.1717
November Spread (Stable) ±0.0255

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1455 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1455

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 2.0314) against the same month in 2020 (average: 1.4334), the exchange rate shifted by +0.5979 (+41.71%).

2021 Avg (February) 2.0314
2020 Avg (February) 1.4334

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.0276 1.9404 1.9765
February 2.0689 1.9839 2.0314
March 1.9860 1.8143 1.8859
April 1.8500 1.7926 1.8203
May 1.7967 1.6271 1.7091
June 1.6661 1.5940 1.6240
July 1.6499 1.5831 1.6182
August 1.6526 1.5353 1.5826
September 1.5655 1.4734 1.5218
October 1.5605 1.4703 1.5125
November 1.5871 1.5616 1.5738
December 1.5745 1.5041 1.5344