2013 HTG to NZD Historical Review

YEARLY HIGH

0.0314 NZD

YEARLY LOW

0.0273 NZD

YEARLY AVERAGE

0.0287 NZD

2013 HTG to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HTG to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 0.0314. Conversely, the yearly low was recorded on April 11, dropping to 0.0273.

This high-to-low spread represents a total annual volatility of 0.0042 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0284 to the December average rate of 0.0300, the exchange rate registered a net change of 5.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0314 was down 1.75% compared to the 2012 peak of 0.0320, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 157 NZD

2012 Average 148 NZD

Yearly Trough Low 136 NZD

Transaction Impact: A difference of 20.82 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0303

0.0275

JanuMarcMayJulySeptNove

HTG to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0285, compared to 0.0289 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0285

H2 Avg (Jul–Dec) 0.0289

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0036 NZD (High: 0.0314 / Low: 0.0278). On the other end, October was the most stable month, with a tight range of 0.0005 NZD (High: 0.0281 / Low: 0.0275).

December Spread (Volatile) ±0.0036

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0007 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0300) against the same month in 2012 (average: 0.0286), the exchange rate shifted by +0.0014 (+5.02%).

2013 Avg (December) 0.0300

2012 Avg (December) 0.0286

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0287	0.0281	0.0284
February	0.0285	0.0276	0.0280
March	0.0288	0.0279	0.0284
April	0.0281	0.0273	0.0278
May	0.0296	0.0275	0.0285
June	0.0305	0.0290	0.0297
July	0.0301	0.0285	0.0293
August	0.0298	0.0284	0.0291
September	0.0297	0.0275	0.0284
October	0.0281	0.0275	0.0278
November	0.0309	0.0275	0.0288
December	0.0314	0.0278	0.0300