2016 HTG to NZD Historical Review

YEARLY HIGH

0.0269 NZD

YEARLY LOW

0.0207 NZD

YEARLY AVERAGE

0.0228 NZD

2016 HTG to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HTG to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 19, valuing the pair at 0.0269. Conversely, the yearly low was recorded on September 7, dropping to 0.0207.

This high-to-low spread represents a total annual volatility of 0.0062 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0263 to the December average rate of 0.0214, the exchange rate registered a net change of -18.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0269 was down 11.76% compared to the 2015 peak of 0.0305, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 135 NZD

2015 Average 141 NZD

Yearly Trough Low 104 NZD

Transaction Impact: A difference of 31.09 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0269

0.0206

JanuMarcMayJulySeptNove

HTG to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0241, compared to 0.0216 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.0241

H2 Avg (Jul–Dec) 0.0216

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0015 NZD (High: 0.0235 / Low: 0.0219). On the other end, September was the most stable month, with a tight range of 0.0006 NZD (High: 0.0213 / Low: 0.0207).

June Spread (Volatile) ±0.0015

September Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0014 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0263) against the same month in 2015 (average: 0.0281), the exchange rate shifted by -0.0018 (-6.41%).

2016 Avg (January) 0.0263

2015 Avg (January) 0.0281

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0269	0.0256	0.0263
February	0.0258	0.0242	0.0250
March	0.0245	0.0232	0.0240
April	0.0238	0.0228	0.0234
May	0.0239	0.0229	0.0236
June	0.0235	0.0219	0.0226
July	0.0226	0.0217	0.0221
August	0.0220	0.0212	0.0216
September	0.0213	0.0207	0.0211
October	0.0219	0.0210	0.0215
November	0.0221	0.0210	0.0216
December	0.0217	0.0208	0.0214