2019 HTG to NZD Historical Review

YEARLY HIGH

0.0195 NZD

YEARLY LOW

0.0156 NZD

YEARLY AVERAGE

0.0169 NZD

2019 HTG to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HTG to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0195. Conversely, the yearly low was recorded on December 12, dropping to 0.0156.

This high-to-low spread represents a total annual volatility of 0.0040 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0189 to the December average rate of 0.0157, the exchange rate registered a net change of -16.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0195 was down 14.55% compared to the 2018 peak of 0.0229, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 98 NZD

2018 Average 107 NZD

Yearly Trough Low 78 NZD

Transaction Impact: A difference of 19.92 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0192

0.0154

JanuMarcMayJulySeptNove

HTG to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0176, compared to 0.0162 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0176

H2 Avg (Jul–Dec) 0.0162

Volatility Range Comparison

Volatility

The most volatile month in 2019 was February, with a trading range of 0.0013 NZD (High: 0.0189 / Low: 0.0176). On the other end, November was the most stable month, with a tight range of 0.0002 NZD (High: 0.0162 / Low: 0.0160).

February Spread (Volatile) ±0.0013

November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0009 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.0189) against the same month in 2018 (average: 0.0214), the exchange rate shifted by -0.0025 (-11.64%).

2019 Avg (January) 0.0189

2018 Avg (January) 0.0214

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0195	0.0184	0.0189
February	0.0189	0.0176	0.0180
March	0.0179	0.0173	0.0176
April	0.0177	0.0174	0.0176
May	0.0176	0.0168	0.0173
June	0.0169	0.0159	0.0163
July	0.0161	0.0157	0.0159
August	0.0168	0.0161	0.0164
September	0.0167	0.0163	0.0165
October	0.0167	0.0161	0.0164
November	0.0162	0.0160	0.0161
December	0.0160	0.0156	0.0157