2020 HTG to NZD Historical Review

YEARLY HIGH

0.0244 NZD

YEARLY LOW

0.0132 NZD

YEARLY AVERAGE

0.0170 NZD

2020 HTG to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 0.0244. Conversely, the yearly low was recorded on September 5, dropping to 0.0132.

This high-to-low spread represents a total annual volatility of 0.0112 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0154 to the December average rate of 0.0202, the exchange rate registered a net change of 30.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0244 was up 24.75% compared to the 2019 peak of 0.0195, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 122 NZD

2019 Average 84 NZD

Yearly Trough Low 66 NZD

Transaction Impact: A difference of 56.12 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0248

0.0125

JanuMarcMayJulySeptNove

HTG to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0160, compared to 0.0180 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0160

H2 Avg (Jul–Dec) 0.0180

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0027 NZD (High: 0.0181 / Low: 0.0154). On the other end, August was the most stable month, with a tight range of 0.0005 NZD (High: 0.0137 / Low: 0.0132).

February Spread (Volatile) ±0.0027

August Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0025 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.0237) against the same month in 2019 (average: 0.0164), the exchange rate shifted by +0.0073 (+44.64%).

2020 Avg (October) 0.0237

2019 Avg (October) 0.0164

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0158	0.0152	0.0154
February	0.0181	0.0154	0.0161
March	0.0187	0.0167	0.0176
April	0.0178	0.0166	0.0173
May	0.0159	0.0151	0.0155
June	0.0148	0.0141	0.0144
July	0.0141	0.0135	0.0138
August	0.0137	0.0132	0.0135
September	0.0145	0.0132	0.0139
October	0.0244	0.0223	0.0237
November	0.0240	0.0215	0.0227
December	0.0216	0.0191	0.0202