2023 HTG to NZD Historical Review

YEARLY HIGH

0.0130 NZD

YEARLY LOW

0.0102 NZD

YEARLY AVERAGE

0.0116 NZD

2023 HTG to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the HTG to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 31, valuing the pair at 0.0130. Conversely, the yearly low was recorded on April 13, dropping to 0.0102.

This high-to-low spread represents a total annual volatility of 0.0028 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0105 to the December average rate of 0.0121, the exchange rate registered a net change of 15.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 0.0130 was down 13.44% compared to the 2022 peak of 0.0150, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 65 NZD

2022 Average 68 NZD

Yearly Trough Low 51 NZD

Transaction Impact: A difference of 13.84 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

0.0129

0.0102

JanuMarcMayJulySeptNove

HTG to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0108, compared to 0.0123 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.0108

H2 Avg (Jul–Dec) 0.0123

Volatility Range Comparison

Volatility

The most volatile month in 2023 was May, with a trading range of 0.0015 NZD (High: 0.0119 / Low: 0.0104). On the other end, September was the most stable month, with a tight range of 0.0003 NZD (High: 0.0126 / Low: 0.0123).

May Spread (Volatile) ±0.0015

September Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2023: 0.0127) against the same month in 2022 (average: 0.0141), the exchange rate shifted by -0.0015 (-10.44%).

2023 Avg (October) 0.0127

2022 Avg (October) 0.0141

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0109	0.0103	0.0105
February	0.0109	0.0103	0.0106
March	0.0107	0.0103	0.0105
April	0.0107	0.0102	0.0104
May	0.0119	0.0104	0.0111
June	0.0119	0.0115	0.0117
July	0.0119	0.0113	0.0117
August	0.0125	0.0119	0.0123
September	0.0126	0.0123	0.0125
October	0.0130	0.0123	0.0127
November	0.0128	0.0123	0.0126
December	0.0124	0.0119	0.0121