2024 HTG to NZD Historical Review

YEARLY HIGH

0.0137 NZD

YEARLY LOW

0.0119 NZD

YEARLY AVERAGE

0.0125 NZD

2024 HTG to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HTG to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0137. Conversely, the yearly low was recorded on September 24, dropping to 0.0119.

This high-to-low spread represents a total annual volatility of 0.0018 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0123 to the December average rate of 0.0133, the exchange rate registered a net change of 8.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0137 was up 5.51% compared to the 2023 peak of 0.0130, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 68 NZD

2023 Average 58 NZD

Yearly Trough Low 60 NZD

Transaction Impact: A difference of 8.88 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0134

0.0121

JanuMarcMayJulySeptNove

HTG to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0124, compared to 0.0127 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0124

H2 Avg (Jul–Dec) 0.0127

Volatility Range Comparison

Volatility

The most volatile month in 2024 was August, with a trading range of 0.0008 NZD (High: 0.0129 / Low: 0.0121). On the other end, June was the most stable month, with a tight range of 0.0003 NZD (High: 0.0124 / Low: 0.0121).

August Spread (Volatile) ±0.0008

June Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.0133) against the same month in 2023 (average: 0.0121), the exchange rate shifted by +0.0012 (+9.74%).

2024 Avg (December) 0.0133

2023 Avg (December) 0.0121

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0125	0.0120	0.0123
February	0.0125	0.0122	0.0124
March	0.0126	0.0122	0.0124
April	0.0128	0.0124	0.0127
May	0.0127	0.0122	0.0124
June	0.0124	0.0121	0.0123
July	0.0129	0.0123	0.0126
August	0.0129	0.0121	0.0125
September	0.0124	0.0119	0.0122
October	0.0127	0.0121	0.0125
November	0.0131	0.0126	0.0129
December	0.0137	0.0129	0.0133