2022 HTG to NZD Historical Review

YEARLY HIGH

0.0150 NZD

YEARLY LOW

0.0106 NZD

YEARLY AVERAGE

0.0135 NZD

2022 HTG to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HTG to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.0150. Conversely, the yearly low was recorded on December 14, dropping to 0.0106.

This high-to-low spread represents a total annual volatility of 0.0043 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0146 to the December average rate of 0.0109, the exchange rate registered a net change of -25.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0150 was down 22.94% compared to the 2021 peak of 0.0194, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 75 NZD

2021 Average 80 NZD

Yearly Trough Low 53 NZD

Transaction Impact: A difference of 21.70 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0150

0.0105

JanuMarcMayJulySeptNove

HTG to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0141, compared to 0.0130 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0141

H2 Avg (Jul–Dec) 0.0130

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0021 NZD (High: 0.0134 / Low: 0.0113). On the other end, July was the most stable month, with a tight range of 0.0005 NZD (High: 0.0141 / Low: 0.0136).

November Spread (Volatile) ±0.0021

July Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0020 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0142) against the same month in 2021 (average: 0.0144), the exchange rate shifted by -0.0003 (-1.94%).

2022 Avg (September) 0.0142

2021 Avg (September) 0.0144

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0149	0.0142	0.0146
February	0.0149	0.0141	0.0146
March	0.0143	0.0135	0.0138
April	0.0142	0.0134	0.0137
May	0.0144	0.0135	0.0140
June	0.0143	0.0134	0.0138
July	0.0141	0.0136	0.0139
August	0.0141	0.0121	0.0129
September	0.0150	0.0135	0.0142
October	0.0148	0.0133	0.0141
November	0.0134	0.0113	0.0122
December	0.0111	0.0106	0.0109