2018 HTG to NZD Historical Review

YEARLY HIGH

0.0229 NZD

YEARLY LOW

0.0190 NZD

YEARLY AVERAGE

0.0214 NZD

2018 HTG to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HTG to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 14, valuing the pair at 0.0229. Conversely, the yearly low was recorded on December 18, dropping to 0.0190.

This high-to-low spread represents a total annual volatility of 0.0039 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0214 to the December average rate of 0.0193, the exchange rate registered a net change of -9.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0229 was down 1.65% compared to the 2017 peak of 0.0233, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 114 NZD

2017 Average 108 NZD

Yearly Trough Low 95 NZD

Transaction Impact: A difference of 19.42 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0226

0.0190

JanuMarcMayJulySeptNove

HTG to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0216, compared to 0.0213 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0216

H2 Avg (Jul–Dec) 0.0213

Volatility Range Comparison

Volatility

The most volatile month in 2018 was August, with a trading range of 0.0013 NZD (High: 0.0229 / Low: 0.0215). On the other end, March was the most stable month, with a tight range of 0.0005 NZD (High: 0.0217 / Low: 0.0212).

August Spread (Volatile) ±0.0013

March Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0014 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2018: 0.0223) against the same month in 2017 (average: 0.0215), the exchange rate shifted by +0.0007 (+3.43%).

2018 Avg (August) 0.0223

2017 Avg (August) 0.0215

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0221	0.0211	0.0214
February	0.0216	0.0210	0.0213
March	0.0217	0.0212	0.0214
April	0.0220	0.0209	0.0213
May	0.0226	0.0220	0.0223
June	0.0223	0.0215	0.0219
July	0.0227	0.0218	0.0222
August	0.0229	0.0215	0.0223
September	0.0222	0.0215	0.0218
October	0.0223	0.0212	0.0217
November	0.0210	0.0197	0.0203
December	0.0197	0.0190	0.0193