2012 HTG to PKR Historical Review

YEARLY HIGH

2.3260 PKR

YEARLY LOW

2.1530 PKR

YEARLY AVERAGE

2.2391 PKR

2012 HTG to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HTG to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 2.3260. Conversely, the yearly low was recorded on May 20, dropping to 2.1530.

This high-to-low spread represents a total annual volatility of 0.1731 PKR. From a start-to-finish perspective, comparing the January average rate of 2.2315 to the December average rate of 2.3069, the exchange rate registered a net change of 3.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.3260 was up 4.27% compared to the 2011 peak of 2.2307, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 11,630 PKR

2011 Average 10,637 PKR

Yearly Trough Low 10,765 PKR

Transaction Impact: A difference of 865.31 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.3202

2.1610

JanuMarcMayJulySeptNove

HTG to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2142, compared to 2.2639 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0497 points.

H1 Avg (Jan–Jun) 2.2142

H2 Avg (Jul–Dec) 2.2639

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0615 PKR (High: 2.2145 / Low: 2.1530). On the other end, September was the most stable month, with a tight range of 0.0238 PKR (High: 2.2545 / Low: 2.2308).

May Spread (Volatile) ±0.0615

September Spread (Stable) ±0.0238

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0307 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0307

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 2.3069) against the same month in 2011 (average: 2.2122), the exchange rate shifted by +0.0947 (+4.28%).

2012 Avg (December) 2.3069

2011 Avg (December) 2.2122

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2474	2.2169	2.2315
February	2.2513	2.2186	2.2401
March	2.2282	2.1983	2.2094
April	2.2132	2.1649	2.1923
May	2.2145	2.1530	2.1743
June	2.2505	2.2209	2.2375
July	2.2574	2.2320	2.2439
August	2.2573	2.2276	2.2435
September	2.2545	2.2308	2.2445
October	2.2773	2.2529	2.2663
November	2.2936	2.2682	2.2782
December	2.3260	2.2831	2.3069